Short-term health insurance is temporary health insurance that offers flexible and inexpensive coverage for most illnesses and injuries. Medical coverage usually varies from 30 days to 6 or 12 months.
Short-term health insurance plans are designed for healthy individuals and families who do not require coverage for existing illnesses. Most short-term health insurance is only available to people under the age of 60.
Many short-term health insurance holders include graduates, those with non-traditional jobs, temporary workers seeking health insurance, those in transition, self-employed, long-term sick, recently laid off or unemployed, and those seeking affordable coverage options. This package is also ideal for international students studying in the country.
Short-term health plans include emergency hospitalization, prescription medications, care, and some preventive health programs. Depending on the plan, the rewards can be many and extensive.
Owners have the option of paying every month or a one-time payment option. The cost of all of these plans is often half the cost of a single health insurance plan. You can also easily do without short-term health insurance.
As a rule, short-term health insurance expires after the respective contract period. As a rule, plans cannot be extended. Once the plan is complete, you will need to seek long-term health insurance.
Most short-term health insurance companies also have long-term plans. It is advisable to consider an individual health insurance plan rather than a temporary plan if you need insurance for more than six months. Before you decide to take out short-term health insurance, you should find out about its properties and how they can benefit your health care.